Where High-Income Clients Lose Tax Savings Without a Properly Designed Retirement Plan

Even well-prepared returns can leave six-figure deductions on the table when plan design isn’t modeled alongside tax outcomes.

Chartered Retirement Plans Specialist®

In-house actuarial team

Flexible funding strategy for successful business owners

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Off-the-shelf plan defaults

Common

Prototype 401(k) & profit-sharing plans rarely maximize deductions for owners with uneven income or complex structures.

Potential CPA Value Added Billing

$5K–$15K+

Gained from Designer DB Plus® plan implementation.

CE Credit

1 Hour NASBA

Certificate provided post-session.

This isn’t a tax-preparation issue—it’s a plan-design issue.

Designer DB Plus® integrates entity type, compensation, QBI impact, and employee demographics before the return is finalized.

The Missed Deduction Isn’t on the Return

It’s in the retirement plan design chosen before filing.

Good Returns. Suboptimal Outcomes.

Plan design—not tax prep—often determines how much income is actually deductible.

Most CPAs Don’t Miss Deductions—They’re Never Modeled

Advanced plan design reveals outcomes standard plans can’t produce.

The Difference Between Compliance and Optimization

Plan structure matters just as much as tax strategy for high-income owners.

When Entity Structure Meets Plan Design

Unlock deductions that conventional retirement plans cannot reach.

Featured Book by Stephen Arnold

Game-Changing Tax Reduction & Retirement Strategy
A practical actuarial framework CPAs use to optimize QBI outcomes, reduce missed deductions, and elevate advisory value.

View on Amazon

CPA Testimonial

“Implementing Designer DB Plus® for my small business clients has yielded tremendous tax savings — from hundreds of thousands to almost a million dollars in some cases.”

“This strategy has become one of the most powerful tools I have introduced to clients, helping me maintain my position as their most trusted advisor.”

“By partnering with RAS, I have increased referrals and firm revenue. Steve and Kathleen have become our most trusted advisors.”

— Ray Kondler, CPA Kondler & Associates CPAs

Register for Free 1-hour CE Webinar

https://calendly.com/kathleen-rasvcs/30min

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